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Yayo's Group
In this Group: Yayo, Siti, Asia, Zainab, Maryam, Zena
Yayo B. has been selling charcoal and firewood in the Darajabovu neighborhood of Zanzibar for 2 years. She works for 12 hours every day and earns a profit of approximately $35 each month. She is requesting her first loan from BRAC Tanzania so that she can buy more charcoal for her business and so that she can open a small cosmetics shop. If this loan helps her to expand her business, she intends to use the increased profits to reinvest in her business so that it can continue to grow.

Yayo is 34 years old, married, and has 8 children, aged 4, 9, 12, 14, 15, 16, 18, and 19. She will be sharing this loan with her fellow group members, Siti, Asia, Zainab, Maryam, and Zena. Each woman has her own small business in Zanzibar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $14,117,850
    Funds lent in using Kiva
  • 1,290.1
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Yayo's Group's $1,475 loan helped a member to buy more charcoal and open a cosmetics shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 19, 2008
Nov 4, 2008
Currency Exchange Loss:
Jul 22, 2010