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Farhod is a respectable, purposeful and responsible 37-year-old man. Farhod is married and has two children. Farhod lives in the countryside and has his own small business. Farhod decided to build himself a house and install plastic windows and steam heating. Farhod's income from his business is not enough to finish the house. He turned to our organization for support, since we offer loans that do not impact negatively on the environment and help the villagers. Farhod thanks Kiva in advance for help improving the standard of living of the population.
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Фарход добропорядочный, целеустремленный и ответственный мужчина в возрасте 37 лет. Фарход женат и имеет 2 детей . Фарход живет в сельской местности и имеет свой небольшой бизнес. Фарход решил обустроить свой дом и поставить пластиковые окна и паровое отопление. Доход который Фарход получает от своего бизнеса недостаточен для того, чтоб обустроить дом и поэтому он обратился в нашу организацию для поддержки, так как мы предоставляем кредиты которые не влияют негативно на экологию и помогаем сельским жителям. Фарход заранее благодарен "Кива" за предоставленную помощь в улучшении условий жизни населения.

Additional Information

More information about this loan

This loan is part of MDO Arvand's pilot green loan program, which is designed to help clients in rural areas finance construction and installation of energy-generating and energy-saving equipment. The goal of this loan program, which is primarily funded through Kiva, is to increase use of renewable energy and reduce harmful emissions to the atmosphere. 

Power outages and electricity shortages are very common in rural Tajikistan, especially in fall and winter, when electricity is only available 3-4 hours per day. Based on client needs, MDO Arvand developed a green loan product to address the shortages and preserve the warmth in peoples’ house. By funding this loan, your are helping borrowers gain access to power through solar panel kits, as well as other products that improve heating and ventilation while reducing pollution.

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Farhod buy and install plastic windows.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 29, 2014
Jun 18, 2014
Currency Exchange Loss:
Dec 23, 2014