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Elizabeth
Elizabeth, a mother of 4, has been a mixed farmer for 30 years! She lives together with her family in Kericho, Kenya. Her primary income sources are milk, eggs, tea, bananas and other food crop varieties - all produced at her farm. She is also involved in other small seasonal businesses. She gets her most enjoyment raising chickens and growing bananas. Her biggest challenge, however, is the market uncertainties.

Elizabeth is seeking a loan to purchase poultry. She has been to various financial and agricultural trainings that have empowered her to take risks. She used to dread loans but today she perceives a loan as a stepping stone to success. Elizabeth looks for lenders with favorable interest terms and repayment periods.

With your loan, Elizabeth will be able to expand the poultry section on her farm. This will generate enough income to repay the loan and save an extra amount. The profits from the poultry are already committed to satisfying her family’s needs and relieving the burden of high farm input expenses.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 1018
    View loans »
    Kenya Loans Fundraising
  • $43,117,850
    Funds lent in using Kiva
  • 87.9
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $575 helped Elizabeth to purchase poultry.
31% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 27, 2014
Listed
Jun 18, 2014
Currency Exchange Loss:
Possible