Monica is a 28-year-old married woman who has a 4-year-old child. She describes herself as business-focused. She operates a retail business where she sells electrical products. She has been involved in this business for three years. Her business is located in an urban area. She describes her biggest business challenge to be financial difficulties. She will use the KES 30,000 loan to purchase additional stock. She hopes that in the future, she will have a stable business capable of supporting her family's needs.