Salai is a 44-year-old single woman with three children. She has a small lawn mowing business to earn a living. She has five years with this business.
Salai needs a loan to buy a new lawn mower, spark plugs, a new pulling cord, new overalls, and new gum boots. She will use her profits to pay for her children's education. Salai joined SPBD in 2010 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.