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Mshikamano Group
In this Group: Zaina, Jamila, Tatu, Mwanahamisi, Asha, Rehema, Sophia
Zaina is in her early twenties and single. For three years now, Zaina has spent her life managing a beauty salon. She works from 8am to 8pm daily and is able to make a small return each month.

This is her third loan request from Tujijenge Tanzania. She used the previous loans (all of which were paid back successfully) to buy a salon drier and hair products. She is really doing great and thankful to everyone who has supported the business. Zaina received a profit which she used to pay for her welfare. She is applying for loan to be apportioned among Mshikamano, a group of seven members. Her group members will hold each other accountable for paying back the loan.

Zaina will use her portion of loan to buy salon hair products. Her ambition is to greatly improve her beauty salon.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $14,890,625
    Funds lent in using Kiva
  • 1,683.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mshikamano Group's $2,975 loan helped a member to buy salon hair products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 5, 2014
Jun 18, 2014
Currency Exchange Loss:
Nov 17, 2014