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By residing in Prey Chhor District, Kampong Cham Province, Koeun, 55 years old, is an experienced farmer who grows rice on her own farmland. Having been in this business for more than 30 years, she can generate an income of USD 7 per day to support her two children.

Because of the inadequate budget for farming supplies, Koeun has taken a loan of KHR 2,500,000 from HKL to buy seeds, fertilizers and insecticides to use on her farmland. Last but not least, she is grateful for the loan granted through HKL, which has a much lower interest rate than usual for this kind of loan product.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,770,450
    Funds lent in using Kiva
  • 4,050.0
    Cambodia Riels (KHR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $625 helped Koeurn to buy seeds, fertilizers and insecticides.
70% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 28, 2014
Jun 17, 2014
Currency Exchange Loss: