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Lunn, who is 52-year-old and a lovely mother of five school children, lives in a remote area of Doun Dei Village, Chrey Vien Commune, Prey Chhor District, Kompong Cham Province. To make money to support her family, she and her husband have been working as farmers for nearly thirty years. Lunn and her husband are able to earn USD 4 a day.

During this time, Lunn has applied for a loan, which is the second loan for her, to pay for building a hygienic latrine for the sake of her family members. Thanks to the water loan program, with a special rate offered by Hattha Kaksekar Limited (HKL), Lunn is encouraged to focus on ensuring healthy living conditions, to safeguard the health of her family, and to protect the environment

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 316
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lunn to pay for a hygienic latrine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 27, 2014
Jun 17, 2014
Currency Exchange Loss:
Jul 17, 2015