Makerita is a solo mother of three children. She runs a small plantation business and has been doing this for two years. She plans to use this loan to purchase two gallons of chemicals, a mist blower for her plantation business, and cement and iron roofing for home improvements. Makerita joined the SPBD program last year to gain access to financial assistance, which has enabled her to earn some money to take care of her three small children. She has now managed to improve their living conditions with this loan and hopes to expand her business in the future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.