Amelia is a 26-year-old mother of 7 children. Her husband helps her in expanding their plantation so that they are able to earn more income from it. Amelia joined SPBD in order to gain access to financial assistance as she is not able to get it from any traditional banks. She has been in the SPBD program for more than 3 years.
Amelia plans to use this loan to purchase fertilizers, tools and equipment for her plantation, and timber, cement, nails, iron roofing and bricks for her home improvement. Being a member of the SPBD program has enabled Amelia to move forward from the tragic tsunami which hit her village in 2009.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.