Los Pilares (Portoviejo) Group
One of the members is Idaudo. He is married and has three adult children. His wife is a merchant. Idaudo is a very hardworking man who enjoys moving his family forward by working hard.
With his wife, he has a supply store in his home, where he sells various types of household goods. He needs this loan so that he can invest part of it in his store, and he will use the other part to purchase three pigs. He hopes to raise the pigs for four months and then, when they are the right weight, sell them to local merchants.
They have worked at their store for more than ten years and hope that raising pigs will increase their income. This loan is to purchase supplies for the store and three pigs to raise. He has been a part of the credit group since it began and likes it because the loans are very helpful. His dreams are to move forward and improve his store.
Uno de los socios de este grupo es don Idaudo, tiene 53 años de edad, está casado y de esta relación tienen tres hijas mayores e independientes. Su esposa es comerciante.
El señor Idaudo es un hombre muy trabajador que le gusta a base de esfuerzo sacar adelante a su familia, el junto a la esposa tienen una tienda de víveres en su casa donde venden todo tipo de productos de primera necesidad, el necesita este crédito para invertir una parte en su tienda de víveres y la otra para comprar tres chanchos los cuales espera criar por espacio de unos 4 meses y luego cuando tengan un peso adecuado venderlos a comerciantes de la localidad. Ellos tienen más de 10 años su tienda y esperan que con la cría de los chanchos mejorar sus ingresos.
Este crédito es para comprar víveres para la tienda y tres chanchos para la cría. Esta desde el inicio en el Grupo De Crédito y le gusta porque los créditos son de mucha ayuda. Sus sueños son seguir adelante y mejorar su tienda.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid