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Ivania De Las Nieves
She is a single mother to an 18-year-old son who is in his fourth year of secondary school. She is 35 years old. She has more than 2 decades of experience as a cook. She works in the Puerto Cabezas municipal hospital.

She lives in a small wooden-stilt home. She requests financing to expand her home little by little, to buy construction materials (wood, nails), and to cover labor costs.

Her dream is to finish construction on her home and have a safe house with the necessary conditions.
View original language description ↓
Es madre soltera de un hijo de 18 años de edad que cursa su cuarto año de secundaria, tiene 35 años de edad. Cuenta con una experiencia de más de 2 décadas como cocinera, trabaja en el hospital del municipio de Puerto Cabezas. Habita en una vivienda pequeña de tambo de madera. Solicita financiamiento, para ampliar poco a poco su vivienda, comprar materiales de construcción: madera, clavos y para cubrir costos de mano de obra. Su sueño es terminar con la construcción de su vivienda y tener una casa segura con las condiciones necesarias.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Ivania De Las Nieves to expand her home little by little.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 20, 2014
Currency Exchange Loss:
May 17, 2015