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Sandra Maria
Sandra Maria has worked for a public school in her town as a teacher for 16 years, caring for children between the ages of 8 and 10.

She is grateful to Ceprodel for having helped make this loan available to make improvements in the house she lives through purchase of construction materials such as cement, bricks, zinc and labor.
View original language description ↓
La Sra. Sandra Maria trabaja para una escuela publica en el municipio desde hace 16 años como profesora atendiendo a niños entre las edades de 8 - 10 años, actualmente agradece a ceprodel por haberle facilitado este credito para realizar mejoras en su casa de habitacion con la compra de materiales para constrccion como cemento,ladrillos, zinc y mano de obra

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About Nicaragua

  • $3,636
    Average annual income
  • 169
    View loans »
    Nicaragua Loans Fundraising
  • $23,230,825
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $775 helped Sandra Maria to improve the house where she lives.
39% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 10, 2014
Listed
Jun 20, 2014
Currency Exchange Loss:
Possible