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Julieta Saturnina
Julieta has worked as a teacher for a public school in the city of a rural area for 32 years. She cares for children between the ages of 10-12 years old.

She is currently thankful for Ceprodel facilitating this loan to make improvements to her home. She will buy construction materials such as cement, bricks and paylabor costs.
View original language description ↓
La Sra. Julieta trabaja para una escuela publica en el municipio en el area rural desde hace 32 años como profesora atendiendo a niños entre las edades de 10 - 12 años, actualmente agradece a ceprodel por haberle facilitado este credito para realizar mejoras en su casa de habitacion con la compra de materiales para constrccion como cemento,ladrillos mano de obra

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $3,636
    Average annual income
  • 152
    View loans »
    Nicaragua Loans Fundraising
  • $23,163,975
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $975 helped Julieta Saturnina to repair her home.
46% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 10, 2014
Jun 20, 2014
Currency Exchange Loss: