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Marta Josefa
Marta Josef has worked as a teacher in a local public school for 12 years. She teaches children between the ages of 10 and 12. She is grateful to CEPRODEL for making it possible for her to receive this loan to make some improvements to her house. She will use the loan to buy building materials such as cement and brick, and to pay for labor.
View original language description ↓
La Sra. Marta Josefa trabaja para una escuela publica en el municipio desde hace 12 años como profesora atendiendo a niños entre las edades de 10 - 12 años, actualmente agradece a ceprodel por haberle facilitado este credito para realizar mejoras en su casa de habitacion con la compra de materiales para constrccion como cemento,ladrillos mano de obra

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $3,636
    Average annual income
  • 133
    View loans »
    Nicaragua Loans Fundraising
  • $24,035,950
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Marta Josefa to buy construction materials.
57% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jun 10, 2014
Jun 20, 2014
Currency Exchange Loss: