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Nohelia Esperanza
Nohelia’s smile shows how happy her work as a teacher in rural schools makes her. She has been doing this for six years, and for her is nice to know that she can help in the education of somebody else.

The kindness and hardworking spirit of this woman have made her grow in her professional life. After getting her degree at a technical school, she has worked hard and now she is a supervisor at the local Ministry of Education.

In spite of being a single mother, she has always made her two children, ages 12 and 15, attend to school. She believes that education is the mean by which people can get ahead in life, reach their goals, become professionals and help the society.

Nohelia has always taken care of other people. Now she would like to invest in her own quality of life, since she doesn’t have proper sanitary facilities or hygienic service in her kitchen.

This is why she needs a loan to improve the hygienic services and housing conditions, by building a room and optimizing the kitchen. Among her plans, she wants to keep supporting her children to succeed, improve their quality of life and keep helping other people.
View original language description ↓

La sonrisa de Nohelia muestra lo feliz que la hace su vocación como maestra en colegios rurales desde hace 6 años, ya que para ella es agradable saber que se puede ayudar a enseñar a los demás. La amabilidad y el espíritu trabajador de esta mujer, la han hecho escalar en su vida laboral, pues tras obtener su título en la escuela técnica, ha trabajado y ahora está como supervisora en el Ministerio de Educación municipal. A pesar de ser una madre soltera, siempre ha llevado a sus dos hijos de 12 y 15 años a la escuela, porque considera que con la educación se aspira para salir adelante, alcanzar sus metas, convertirse en profesionales y ayudar en la sociedad.
Nohelia siempre ha visto por lo demás, ahora quiere también invertir en su calidad de vida, ya que no posee un buen servicio higiénico en su cocina y baño. Es por esto que necesita de un préstamo para mejorar los servicios higiénicos y las condiciones de su vivienda, construyendo un cuarto y optimizar la cocina. Entre sus planes está seguir apoyando a sus hijos a salir adelante, mejorar su calidad de vida y seguir ayudando a los demás.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $575 helped Nohelia Esperanza to improve the hygienic services and housing conditions.
58% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 14, 2014
Jun 19, 2014
Currency Exchange Loss: