For more than three years, he has had a stall outside the market, where he sales high-quality and affordable kebabs, "rachi" (a local dish made from cows' belly), and tripe. Americo is a very responsible person who, with a lot of hard work and dedication, has been able to get his four children ahead.
Americo is grateful for the Kiva lenders because, with their help, he will be able to build his house's foundation so that later on, he can start to build the house. He will then have a better place to live and improve his family's quality of life.
Desde hace más de 3 años tiene su puesto afuera del mercado y vende anticuchos, rachi, tripita, de muy buena calidad y a un precio económico. Es una persona muy responsable que con mucho esfuerzo y dedicación ha sacado adelante a sus 4 hijos.
Americo está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá hacer la base de su casa para que más adelante empiece a construirla y así pueda tener un mejor lugar para vivir y mejorar la calidad de vida de su familia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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