Gouri has a vegetable cultivation farm being managed by her husband. He produces different types of vegetables, such as brinjal (eggplant), cauliflower, cabbage, chilies, ladies finger (okra), etc., on her farm. Apart from that, Gouri herself manages a sweet and salty dry food items making and supply business in her house. She supplies the retailers of nearby villages.
From the above two businesses, Gouri earns a monthly income of 5,000 INR. With this income, Gouri maintains her family, purchases dough, oil, sugar, etc. for her dry food-making business, and seeds and fertilizer for the cultivation. She says, “I want to expand my business and cultivation, but finance is a problem for me.”
After Mahashakti started intervention in her village, Gouri, along with twelve other women of her village, formed a Self-Help Group named “Mahalaxmi” and took a loan of 16,000 INR. With this loan, Gouri will purchase farm inputs like seeds, fertilizer and pesticides for her farming, and dough, sugar, oil, etc. for her dry food business.
Gouri dreams to construct a house and educate her children to lead a respectable life.
The other members of this group are also involved in microenterprises of their own.
More information about this loan
Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.
Important note about this loanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
About Mahashakti Foundation
Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.
This is a Group Loan
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This loan has been fully funded!