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Nhóm 44 Tây Hòa, Hưng Lộc Group
In this Group: Hai, Tương, Quang, Dung, Lộc, Nga
Hai is applying for a loan to purchase baby cattle to raise and sell in the future. She works in agriculture, raising poultry and cattle.

Hai is 52 years old, married, and has three children. Hai is the group leader of the 44 Tây Hòa, Hưng Lộc solidarity group, which consists of six members.

In 2010, Hai joined Thanh Hoa Fund for Poor Women to improve her business. Hai has successfully repaid one loan from Thanh Hoa Fund for Poor Women. Hai has been involved in this business for six years. One of the most critical business difficulties that concerns her is the lack of capital.

With her business profit, Hai hopes for her business to do well, for her family to be healthy and happy, and to remodel her house.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 125
    View loans »
    Vietnam Loans Fundraising
  • $15,354,600
    Funds lent in using Kiva
  • 21,195.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhóm 44 Tây Hòa, Hưng Lộc Group's $2,100 loan helped a member to purchase baby cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2014
Jun 16, 2014
Currency Exchange Loss:
Jun 18, 2015