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Las Semillitas Group
In this Group: Juan Antonio , Maruja , Raul Eduardo, Jorge Luis, Julio Genaro, Moises O

Update on Las Semillitas Group

Raul is 51 years old and is separated, with 1 independent child. The Las Semillitas (Little Seeds) group is made up of 6 optimistic and dynamic members. For more than 20 years Raul has had a mechanic shop which provides vehicle repair services. Thanks to what he earns he is able to continue supporting his family.

Raul's wish is to continue growing at his business. That is why he requested a loan to purchase a hammer, pliers, and a jack.

The Las Semillitas communal bank thanks the people who made this loan possible.

Raul can be found seated in the front. He is the second from the left and is wearing a black jacket with a white shirt.
View original language description ↓
Raúl de 51 años de edad es separado con 01 hijo independiente. El grupo “Las Semillitas” está conformada por 06 socios optimistas y dinámicos. Hace más de 20 años que Raúl cuenta con un taller de mecánica, la cual brinda servicio de reparación de vehículos. Gracias a lo que percibe puede seguir apoyando a su familia. El deseo de Raúl es de seguir creciendo en su negocio. Es por ello que solicitó el crédito para la compra de martillo, alicate y gata herramienta. La Alcancía Comunal “Las Semillitas” agradece a las personas que hicieron posible este crédito. Raúl se encuentra sentado en la parte frontal es el segundo del lado izquierdo y viste casaca negra con polo blanco.

Previous Loan Details

The group “Las Semillitas” (Little Seeds) has six responsible, dynamic members. Jorge is 33, single, and doesn't have any children. Over 8 years ago, he started a workshop, which provides painting services for cars, motorbikes, bicycles and tricycles. Thanks to what he earns, he can continue to s... More from Las Semillitas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Semillitas Group's $3,050 loan helped a member to buy a hammer, pliers, and a jack.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 10, 2014
Jun 19, 2014
Currency Exchange Loss:
Jan 17, 2015