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Vinh, 49, lives in a small house in Ho Chi Minh City with his family, including a son and his wife. He and his wife earn an income running a general store in front of their house.

He started this business 12 years ago. He sells sugar, toys for kids, soft drinks, yogurt and other household items to people in his community.

He is requesting a loan to expand his business by buying a greater variety of products such as food and beverages to sell at his store.

He hopes his business runs smoothly and will generate a higher income to assist him in improving his family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 33
    View loans »
    Vietnam Loans Fundraising
  • $12,730,775
    Funds lent in using Kiva
  • 21,195.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Vinh to buy food and beverages for selling at his store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 28, 2014
Jun 16, 2014
Currency Exchange Loss:
Apr 17, 2015