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Panglan Indah Group
In this Group: Ni Wayan, Ni Made, Ni Made, Ni Nengah, Ni Made, Ni Nyoman, Ni Kadek

Update on Panglan Indah Group

Finally, the Panglan Indah group was able to pay off its loan on time. During the past six months, the group succeed in looking after their pigs. Ni Nyoman is the head of the group and the one responsible for the repayment. She maintained three fattening pigs and sold them. After deducting the cost of feed and the price of piglets, she earned a satisfactory profit. She’s very happy for that, and she hopes that with the next loan she will get more profit to improve her business.

Panglan Indah group is located in the middle part Bali; most of them are involved in farming. All the husbands of the members of the Panglan Indah group work as farmers and as a Balinese woman, they also support the husband's income by raising pigs at home.

After successfully paying off the first loans, they are proceeding to the next period with a purpose to improving their businesses. And they also make some changes in the group member and the rules.

Ni Nyoman is head of the group and coordinates the purchase of piglets so that all members get good piglets. With the loan, she bought three local piglets that become pig barbeque (“Babi Guling” in Bahasa) that are sold every 2 months. From the results of this effort, she plans to save for her children's educational needs.

Previous Loan Details

Island of the Gods, Bali, is predominantly a Hindu religion, and some people from Badung regency, precisely Panglan village, are joined together with MUK in a loan program intended for a pig-breeding group. For housewives in Bali, it has become commonplace to have a pig at home that is used to su... More from Panglan Indah Group's previous loan »

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 12
    View loans »
    Indonesia Loans Fundraising
  • $5,458,425
    Funds lent in using Kiva
  • 11,811.4
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Panglan Indah Group's $1,200 loan helped a member to buy three local piglets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 9, 2014
Jun 15, 2014
Currency Exchange Loss:
Jan 17, 2015
This photo was used before for a previous loan for Panglan Indah Group. It was first posted on Kiva on Dec, 2013. Learn More