Helen is a 23-year-old woman who is single with one child. She has a small tailoring business to earn a living. She has been in this business for five years.
Helen needs a loan to buy thread, material, needles, measuring tape, hangers and a new sewing machine. She will use her profits to pay for her child's education. Helen joined SPBD in 2009 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.