Poderosas (Cuenca) Group
One of the members of this group is Carmen, who is 26 years old, lives with her partner and has a daughter who is a year and a half. She is very happy because she is pregnant with her second child. Her husband works as a street vendor, and they rent where they live because they do not have their own house.
Carmen works as a street vendor selling wallets and purses. She has been doing this job for two years and she works every day of the week with an irregular schedule. The money from her loan will be spent on purchasing wallets and purses to continue with the business. Her goal is to have her own home.
Una de las socias de este grupo es la Señora. Carmen, tiene 26 años de edad, viven en unión libre y ha concebido una hija de un año y seis meses, está muy contenta porque está embarazada de su segundo hijo, su esposo se dedica al comercio ambulante, no tiene casa propia por lo que viven arrendando.
Doña Carmen se dedica a la venta ambulante de carteras y bolsos, en este negocio se encuentra desde hace 2 años y labora de domingo a domingo sin un horario fijo. El dinero de su crédito va a invertir en la compra de carteras y bolsos para continuar con el negocio. Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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