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Joel is a hard-working young man; he is 25 years old. He lives in Parcona with his wife and young son for whom he works tirelessly every day to provide him with a better future and a good education.

For over 2 years he has worked in a farm in the area. He is a very responsible and enterprising person and has a lot of knowledge about the plants hence he is able to contribute to cultivating high quality products.

Joel is grateful with Kiva lenders because with their support he will be able to buy his wife a stove. That way she can cook better dishes and most of all for her safety, since their previous stove was very old and it was dangerous to cook on it. Once he has this peace of mind, Joel will continue to strive to accomplish his greatest dream: “To have his own house”
View original language description ↓
Joel es un joven trabajador, tiene 25 años de edad y vive en Parcona junto a su esposa y su pequeño hijo por quien trabaja incansablemente día a día para poder brindarle un futuro mejor y una buena educación.
Desde hace más de 2 años trabaja en un Fundo agrícola de la zona, es una persona muy responsable y emprendedor y tiene muchos conocimientos sobre las plantas por lo que contribuye en cultivar productos de alta calidad.
Joel está muy agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá comrparle una cocina a su esposa para que así pueda cocinar mejores platillos y sobre todo por su seguridad y que la cocina anterior ya estaba desgastada y era peligroso cocinar ahí. Al tener esta tranquilidad, Joel seguirá esorzandose por cumplir su más grande sueño: "Tener su casa propia".

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $6,715
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $56,132,500
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $725 helped Joel to buy an appliance (stove).
79% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 26, 2014
Jun 18, 2014
Currency Exchange Loss: