Tiessiri 3 Group
During the winter months, the women work to improve their agricultural businesses, so they collaborate with the field partner, Soro Yiriwaso. This will be their eighth loan, the previous loans were all fully and correctly repaid.
Zantio (standing second from the left in the photo) grows maize. She plans to use her loan to buy two 50kg sacks of fertilizer, one drum of herbicide and pay labour costs to work half a hectare of land. She sells her produce in the village in Sikasso, to both men and women, on a cash or credit basis.
Zantio expects to earn an average profit of 106,000 francs CFA over the loan period. She will use this to repay her loan and help her husband provide for the day-to-day expenses of their household.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur huitième prêt avec l’institution de microfinance soroyiriwaso, les prêts antérieurs ont été bien remboursés.
La spéculation cultivée est le maïs avec madame ZANTIO débout à la deuxième position de la gauche vers la droite sur la photo dans ce groupe de femme TIESSIRI 3.
Avec son prêt, elle compte acheter 2 sacs de 50 kg d’engrais, 1 bidon d’herbicide, payer les frais de labour pour entretenir 0,5 hectare.
Après la récolte la production est vendue au niveau du village, à SIKASSO à une clientèle composée d’hommes et de femmes au comptant et à crédit.
Elle compte réaliser un bénéfice moyen de 106 000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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