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Ayşe is married and has a 5-year-old daughter. Her husband sells olives and olive products. She sells cosmetics and cleaning products. She not only sells these products, but also enables other women to become members and have their own jobs selling these products.

She is using a Maya loan for the third time. During this period she has developed her work, increased her capital, and reached more people. She has contributed both to her family's income and the country's economy. She is a hard-working woman and loves women's solidarity. She is using a group loan.

Translated from Turkish by Maya Staff
Ayşe Hanım,evli 5 yaşında bir kız çocuk annesi. Eşi zeytin ve zeytin ürünleri satışını yapıyor. Ersağ Kozmetik ve Temizlik Ürünleri pazarlaması yapıyor. Hem satış yapıyor hemde kendisi gibi kadınları üye yaparak iş yapmalarına vesile oluyor. Maya'dan 3'üncü kez kredi kullanıyor. Bu süreçte işini geliştirmiş. Sermayesini arttırmış. Daha çok kişiye ulaşmış. Aile ekonomisine ve ülke ekonomisine katkı sağlıyor. Çalışkan bir kadın. Kadın dayanışmasını seviyor. Grup kredisi kullanıyor.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.

About Turkey

  • $19,600
    Average annual income
  • 0
    View loans »
    Turkey Loans Fundraising
  • $360,725
    Funds lent in using Kiva
  • 2.1
    Turkey Lira (TRY) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ayşe to buy goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 14, 2014
Jun 14, 2014
Currency Exchange Loss:
Nov 17, 2014