Khoeun, a 46-year-old married woman, has worked as a farmer for 30 years. She lives in Prey Chhor District of Kampong Cham Province. Khoeun has three dependent children who are in school and three married children. She and her husband can earn around USD 10 in one day from their farming business.
This couple has received loans from Hathta Kaksekar four times already. During this time, Khoeun wants one more loan to buy a small piece of land to expend her farming business. Khoeun promises to pay the loan with the interest to Hattha Kaksekar punctually, like she has done before.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.