Check out some available loans that are similar to this one!
Yasmin Esperanza
Yasmin Esperanza is a single mother with two small children. She has worked in sales for 19 years. Her current business is selling cosmetics in one of the markets in the city of León. She starts selling her products to her customers at 6 a.m. and works through until 5 p.m. She works this schedule Monday to Sunday, making one trip per week to Managua to buy her products. She uses the money she earns to support her children.

Yasmin Esperanza is requesting this loan from CEPRODEL to increase the size of her inventory. She will buy general cosmetics and clothing for both men and women. She hopes to increase her sales by selling higher-quality products, which will allow her to increase her income and improve her family's standard of living.
View original language description ↓
La señora Yasmin Esperanza, es madre soltera de 2 hijos pequeños y se dedica al comercio desde hace 19 años, donde su negocio actual es la venta de cosméticos en uno de los mercados de la ciudad de León, ella inicia a ofertar el producto a su clientela desde las 06:00 am y finalizándolas a las 05:00 pm con el mismo horario de lunes a domingo, viaja 1 vez a la semana a Managua para la compra de su producto y realiza esta labor para la mantención de sus hijos.

Doña Yasmin Esperanza, solicito a Ceprodel un crédito el que utilizo para incrementar su inventario con productos tales como: cosméticos en general, al igual que ropa para ambos sexos, así lograr mayores ventas incrementando su inventario con productos de mayor calidad lo cual le permitirá obtener mayores ingresos al igual que un mejor nivel de vida junto a sus pequeños hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $3,636
    Average annual income
  • 176
    View loans »
    Nicaragua Loans Fundraising
  • $23,212,575
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $775 helped Yasmin Esperanza to buy cosmetics and clothing for both men and women for her business.
85% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 20, 2014
Jun 18, 2014
Currency Exchange Loss: