Update on Ivette YahairaIvette Yahaira is the mother of two small children. She has worked as a sales executive in one of the commercial stores in the city of León for nine years. She begins her work from 8:00 a.m. and finishes at 7:00 p.m. from Monday to Saturday. She performs this work to support her household.
Ivette requested this loan from Ceprodel to purchase concrete blocks, iron, cement, and gravel for the construction of her humble home, which will allow her to improve her standard of living along with her family’s.
Doña Ivette, solicito este crédito a Ceprodel para la compra de bloques, hierro, cemento y piedrín para la construcción de su humilde vivienda, lo cual le permitirá mejorar su nivel de vida junto a su familia.
Previous Loan DetailsIvett Yahaira works as a sales executive at a business firm in the city of León. She begins her work day at 8:00 am and ends at 5:30 pm. She is the mother of two children. Ivett feels grateful to Ceprodel because they helped her with her first loan which she used for the construction of her ho... More from Ivette Yahaira's previous loan »
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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