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Maria Yolanda
Maria is a young woman who is 24 years old. She is unmarried and has a small son. She lives in Chincha with her parents and son. For more than 10 months, she has worked as a seamstress in a textile factory, performing her job responsibility, efficiently and resolutely and obtaining favorable results every day for her employers.

Being a single mother, she had to struggle to help her son get ahead. She succeeded, with a great deal of effort, and is giving her small one a better future.

Maria is grateful to Kiva lenders because with the help provided she will be able to remodel her dwelling by plastering and painting the walls, setting up a security system, installing a floor and buying a bedroom set to furnish her house. With these tasks out of the way, in the future she will be able to fulfill her great dream, that of having her house completely remodeled.
View original language description ↓
Maria es una joven de 24 años de edad, es soltera, tiene un hijo pequeño y vive en Chincha con sus padres y su hijo.
Desde hace más de 10 meses trabaja como Operaria Costurera en una empresa Textil, desempeñándose con mucha responsabilidad, eficiencia y empeño y obteniendo diariamente resultados favorables para la empresa.
Al ser madre soltera tuvo que luchar para sacar adelante a su hijo y lo logró, con mucho esfuerzo le está brindando un mejor futuro a su pequeño.
Maria está agradecida con los prestamistas Kiva porque con el apoyo brindado ella podrá hacer remodelaciones de su vivienda como tarrajear y pintar las paredes, arreglar el sistema de seguridad, arreglo de piso y compra de un juego de dormitorio para amoblar su casa, con esta tranquilidad ella más adelante podrá cumplir su gran sueño: "Tener su casa completamente remodelada."

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $6,715
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $56,161,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $725 helped Maria Yolanda to refurbish her walls, paint the walls, install a secure door, install a floor and purchase a bedroom set.
88% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2014
Jun 17, 2014
Currency Exchange Loss: