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Carlos Patricio
Carlos is very grateful to Kiva lenders, because thanks to their help, he will be able to make some repairs in his home, especially because there have been many earthquakes and his walls are cracked. He will also do some painting and improve the windows, among other things. He hopes to be able to give his family a better living environment.

Carlos is very hardworking. He works as an assistant pipe fitter in a company in his city. He earns income to support his family, especially because he has a young son. His greatest dream is to become a systems engineer and give his son a better future.
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Carlos esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en la vivienda donde habita, sobre todo porque han ocurrido muchos movimientos sísmicos y las paredes presentan rajaduras, asimismo realizará el pintado, mejora de ventanas, entre otros; de esta manera podrá brindarle a su familia un mejor ambiente para vivir.

Carlos es muy trabajador, el labora como auxiliar de conexiones de tuberías, en una empresa de su ciudad, de esta manera puede tener ingresos para poder sacar adelante a su familia, sobre todo porque tiene un hijo pequeño y su más grand sueño es “ Ser un ingeniero de sistemas y darle un mejor futuro a su hijo”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Carlos Patricio to make some improvements in his home, including repairing the walls and paint and improving the windows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 13, 2014
Jun 17, 2014
Currency Exchange Loss:
Jun 2, 2015