Update on XhejlaneXhejane wants to thank all of the lenders for their support in giving her the loan she used to purchase material and tools for her handicraft business. She is very satisfied with the process of and the success from her previous loan.
Now she is planning to raise cows. She already has a cow and needs to renovate her stable, for which she is requesting the loan. Once that is completed, she hopes to start selling milk and dairy products, multiplying her income and contributing to her financial stability.
As she is a hardworking woman who loves her family, Xhejane is sure she will have success. She is very grateful for the support again and wants to thank all of the lenders.
Previous Loan DetailsXhejlane is married. She is twenty-four years old with a one-year-old little boy. For more than eight years now she has been making handicraft items to sell. She works from her home and her clients are mostly women who are getting married and need items for their weddings. She also sells her crafts… More from Xhejlane's previous loan »
About KosInvestKosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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