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Sevindj is a 43-year-old single woman living with her parents and brother. Her family members have been internally displaced persons (IDP) from Füzuli city for 20 years, and are now living in the village of Asagi Abdurrahmanli, which is located in the Füzuli region.

Sevindj breeds cows, and her mother helps her in her business, selling their milk and milk products such as yogurt, cheese, etc. Sevindj now wants to buy more cows to expand her enterprise and is therefore requesting a loan of 2100 AZN (Azerbaijan New Manat).

Thankful for Kiva's help, Sevindj wants to build a big stall for her cows and start a sheep-breeding business in the future. She also wants to get married and have children.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 67
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Sevindj to buy more cows to expand her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 27, 2014
Jun 13, 2014
Currency Exchange Loss:
Jun 17, 2015