Sabali 2 Group
They collaborate with the microfinance institution, Soro Yiriwaso, so that they can carry out their farming activities successfully during the winter season. They are on their third seasonal loan from Soro Yiriwaso and the previous loans have been repaid in full.
Within the Sabali 2 group, Mafoune, who is standing second from the left in the photo, grows groundnut. With her loan she is planning to buy one 50 kilo sack of fertiliser and one container of weedkiller; she will also pay the labor costs for maintaining 0.5 hectares of land. After the harvest, the produce is sold in the village and in Sikasso to a customer base made up of men and women, for cash and on credit. She expects to make an average profit of 63,000FCFA per season. This profit will enable her to repay her loan and to help her husband with the family's daily outgoings.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur troisième prêt de campagne avec l’institution de microfinance soro yiriwaso, les prêts antérieurs ont été bien remboursés.
La spéculation cultivée est l’arachide avec madame MAFOUNE débout à la deuxième position de la gauche vers la droite sur la photo dans ce groupe de femme SABALI 2.
Avec son prêt, elle compte acheter 1 sac de 50 kg d’engrais, 1 bidon d’herbicide, payer les frais de labour pour entretenir 0,5 hectare.
Après la récolte la production est vendue au niveau du village, à SIKASSO à une clientèle composée d’hommes et de femmes au comptant et à crédit.
Elle compte réaliser un bénéfice moyen de 63 000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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