Sina is a 33-year-old married woman with three children. She has a small lawn mowing business to earn a living. She has four years of experience with this business. Sina needs a loan to buy a new lawn mower, some spark plugs, a new pair of overalls, gloves, glasses and earmuffs. She plans to use her profits to help with her family's weekly expenses. Sina has been a member of SPBD since 2010.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.