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Maria Santos

Update on Maria Santos

María is very hard-working and responsible. She lives with her family in a community in the south of Honduras. María has had a business selling cosmetics for ten years. She runs the business out of her home, and sells her products in nearby areas.

María needs this loan in order to buy more products, such as lotions, creams, deodorants, nail polish, eye-shadow, eye liner and more so that she may continue with her work. This loan will be very helpful as profits are very useful in her household. María hopes that this loan will result in a significant increase in sales. She hopes that this loan will help her to buy the necessary items to cover customers' daily orders. María wants that this loan in order to improve her quality of life through the increase in income in her household.

In the short term, María hopes to expand her business and to continue support her family. She wants her children to have the necessary education so that they may have better opportunities in life.

Choluteca, Honduras – May 2014
View original language description ↓
La señora María es una persona muy trabajadora y responsable vive en una comunidad al sur de Honduras junto a su familia. Su negocio es la venta de cosméticos, desde hace 10 años, la cual funciona en su casa de habitación en el municipio donde vive y lugares cercanos que ella recorre ofreciendo su producto. Doña María necesita el préstamo para la compra de más productos como lociones, cremas, desodorantes, esmaltes, bases, sombras y lápices de ojos para seguir realizando su trabajo; el cual le ayuda mucho ya que las ganancias son de mucha utilidad en el hogar. Con el préstamo espera que sus ventas aumenten de forma considerable y que este le sirva de mucho ya que no cuenta con los productos necesarios para cubrir los pedidos solicitados por sus clientes a diario, y gracias a esto espera poder mejorar la calidad de vida de la familia con el aumento de los ingresos en el hogar.
Doña Maria espera en un corto plazo hacer crecer su negocio y con esto poder seguir apoyando a su familia y que sus hijos tengan los estudios necesarios, para que puedan tener mayores oportunidades en la vida.

Choluteca, Honduras – Mayo del 2014

Previous Loan Details

Maria lives in the southern part of Honduras. She is an honest and hardworking person who has her own business selling fine perfumes. She lives with her daughter and her husband, and they support her in her business. Maria has been doing this work in the place where she lives for 10 years. ... More from Maria Santos's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 104
    View loans »
    Honduras Loans Fundraising
  • $9,207,550
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
A loan of $1,325 helped Maria Santos to buy lotions, creams, deodorants, nail polish, eye-shadow, eye liner and more for her business.
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 10, 2014
Jun 17, 2014
Currency Exchange Loss:
Jul 17, 2014