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Naiyoern's Group
In this Group: Naiyoern, Sokheng, Pho
Originally from a village of the Ponhea Krek district where farming is a common way to make a living, Naiyoern is a 34-year-old mother of three dependent children. Cassava growing, which she and her husband have been in for 14 years, is the main source of family’s income, and her husband supplements the income by working for others for a fee.

This is the first microloan for Naiyoern with Kiva’s partner, VisionFund. Now she is leading her group to ask for a loan. As the leader, Naiyoern wants to use her portion to buy fertilizers for her farmland. She hopes this loan will enable her to have another source of family income so as to increase her income to make a living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • 4,050.2
    Cambodia Riels (KHR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Naiyoern's Group's $625 loan helped a member to buy fertilizers for her farmland.
67% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 8, 2014
Jun 12, 2014
Currency Exchange Loss: