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Phyrek's Group
In this Group: Phyrek, Pheap, Saven
Phyrek, 31, is married and lives with her husband and one child in a village of the Ek Phnom district of Battambang province. She and her husband are rice farmers and they supplement their family’s income through planting cassava. She has been in this business for six years, earning about 40,000 KHR per day to feed her family.

Phyrek’s group consists of three members who all are female. She is in her second cycle with Kiva’s partner, VisionFund. She has successfully repaid the past loan, which has helped her family relieve their financial burden and improve their livelihood. Now requesting another loan with VisionFund, Phyrek, who is the leader, will use her portion to buy fertilizers and seeds for her farmland. With this loan, she hopes to increase her crop yields and earn more income to improve her family’s living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,565,125
    Funds lent in using Kiva
  • 4,050.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phyrek's Group's $475 loan helped a member to buy fertilizers and seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2014
Jun 12, 2014
Currency Exchange Loss:
Jun 17, 2015