Faatalatala is 35 years old and married with four children. She runs a small business selling pancakes in her community and has been doing this for six years. Faatalatala has requested a loan to buy a bag of flour, a bag of sugar, a large frying pan, a barrel of cooking oil and a new oven. The remaining portion of her loan will be spent on the renovation of her house, buying items such as iron roofing sheets, nails and bags of cement. She joined SPBD in 2008 to gain access to capital. With her earnings, Faatalatala will improve her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.