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Phat's Group
In this Group: Phat, Rin
Aged 64 and a villager from Moung Russey district of Battambang province, Phat is a father of six children, one of whom is still in school. He earns a living by a rice farming business that he has been involved in for 11 years.

Phat has been with VisionFund (Kiva’s partner) for ages, with a successful repayment of his past five loans. He lives in a better conditions now.

This time he is seeking 1,500,000 KHR, whereas his joint borrower is applying for 1,200,000 KHR.

As a representative of his group, he will spend his loan portion to buy fertilizer, rice seed, and to pay for the reaping fee.

He hopes to collect his yield on time so that he can gain a good income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,010.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phat's Group's $675 loan helped a member to buy fertilizer, rice seed, and to pay for the reaping fee.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 9, 2014
Jun 11, 2014
Currency Exchange Loss:
Mar 19, 2015