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Heang's Group
In this Group: Heang, Moeurn, Chenda
Heang is 51 years old and a resident from Battambang province. For her family including eight children, rainy season rice is the main source of income and her paid-working job is a second source of income. Heang has been involved in the current business for 15 years. Including this loan, Heang is a sixth-cycled borrower with VisionFund (Kiva’s partner). She has fully repaid her past loan completely. Her living condition is improved. Now, in a group of three, she is a leader. Heang will spend her entire loan portion to buy fertilizer, insecticide, and pesticide for her crop. She has high hopes that she can gain a better yield better than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Cambodia

  • $2,600
    Average annual income
  • 218
    View loans »
    Cambodia Loans Fundraising
  • $35,768,625
    Funds lent in using Kiva
  • 4,010.0
    Cambodia Riels (KHR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Heang's Group's $1,025 loan helped a member to buy fertilizer, insecticide, and pesticide for her crop.
31% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 8, 2014
Listed
Jun 11, 2014
Currency Exchange Loss:
Possible