Karen, es la coordinadora del Grupo Solidario Sopimas, es originaria de Puerto Cabezas. Desde hace 3 años conformó el grupo solidario, integrado por 3 mujeres luchadoras y trabajadoras (Eliza y Pearl, con el objetivo de mejorar sus ingresos. Ella tiene un negocio de venta de chinelas, ropa interior, cosméticos, en un local que alquila en el mercado. Solicita financiamiento para comprar mercadería en Managua y venderla a precios accesibles en el Municipio de Puerto Cabezas. Está solicitando este crédito en PANA PANA, con el propósito de comprar más mercadería para su pequeño negocio. Su sueño es tener su propio local y tener un negocio próspero.
About Pana PanaPana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.
Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid