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Winfilda is a 26-year-old, married mother of one. She lives with her husband and stepmother, in the Mwenezi District of Zimbabwe. Since 2013 Winfilda has been a hair dresser, providing beauty services out of her home. To give back to her community, Winfilda has been volunteering as a Learner Guide, teaching life skills to improve the well-being of local students.

With a Kiva loan, she will establish her own salon and purchase more hair extensions and treatments. Increasing her family’s income will improve their quality of life and enable her to better provide for her child.

Additional Information

More information about this loan

Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.


About Zimbabwe

  • $2,000
    Average annual income
  • 6
    View loans »
    Zimbabwe Loans Fundraising
  • $3,595,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Winfilda to establish her own hair salon and purchase hair treatments and supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 20, 2014
Jun 13, 2014
Currency Exchange Loss:
Jul 17, 2015