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Soi's Group
In this Group: Soi, Huong, Dao, Anh, Thuy, Van, Tuyet
Soi, 51, is married and has four children. She lives with her family in Ho Chi Minh City. Her husband is now retired. Soi has been running a shop that makes and sells bedding linen and bedding products. She started this business ten years ago.

Soi is the group leader of a seven member loan group and all of them live in Ho Chi Minh City. In the picture she is in the center wearing a red T-shirt sitting in the middle. Each of the other group members are requesting loans to fund income-generating activities.

Soi is requesting a loan to expand her business by buying a greater variety of products, in particular materials, linen, mattresses, and pillows, to stock her store and better satisfy her customers.

She hopes her business runs smoothly and will generate a higher income to assist her in improving her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 97
    View loans »
    Vietnam Loans Fundraising
  • $15,321,250
    Funds lent in using Kiva
  • 21,185.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Soi's Group's $5,675 loan helped a member to buy bedding materials, linen, mattresses, and pillows to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 28, 2014
Jun 11, 2014
Currency Exchange Loss:
Apr 17, 2015