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Han's Group
In this Group: Han, Senghour
Originally from Ou Reang Ov district of Kampong Cham province, Han is 48 years old and has four children. She tackles her basic needs via rice farming and her paid working job. This business earns her about 25,000 KHR per day.

This is the first-time loan for Han with VisionFund (Kiva’s partner). She teams up a group of two to get a new loan.

As the leader, Han will spend her entire loan portion to buy fertilizer and to pay for labor cost for her crop.

She hopes that she will be able to increase the income for her family and be able to uplift the living condition of her family in a gradual pace.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 330
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • 4,010.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Han's Group's $500 loan helped a member to buy fertilizer and to pay for labor cost for her crop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 7, 2014
Jun 10, 2014
Currency Exchange Loss:
Feb 20, 2015