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Ren's Group
In this Group: Ren, Ly, Nak
Ren lives in a thatched-roof house in a rural village of the Mungkul Borey district of Banteay Meanchey province. Ren is 52 years old and widowed with four children. She earns a living through farming rice and selling grocery items and has been in this business for almost 29 years. To supplement the family's income, she also works as a paid worker. With her current business, she is able to earn approximately 28,000 KHR per day to support her family.
This is the ninth loan for Ren with Kiva’s partner, VisionFund. Now, she is leading her group to ask for a new loan. As the leader, Ren wants to use her portion to buy fertilizer and rice seed for her farmland. She hopes for better crop yields, selling it for a good price to improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 116
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Ren's Group's $1,125 loan helped a member to buy fertilizer and rice seed for her farmland.
91% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2014
Jun 10, 2014
Currency Exchange Loss: