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Ronofloma is 39 years old, married, and comes from Sindangan. She runs a store that earns a meager income of Php 8,000 per month. The store has supported the needs of the family.

Ronofloma signed up with the cooperative for the chance to access loans. Recently, she accessed the amount of Php 10,000 to buy stocks of canned goods, soft drinks, sugar and milk to sell. In the future, Ronofloma hopes to see her children finish their studies.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 1499
    View loans »
    Philippines Loans Fundraising
  • $59,173,600
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ronofloma to buy stocks of canned goods, soft drinks, sugar and milk to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 31, 2014
Jun 13, 2014
Currency Exchange Loss:
Feb 17, 2015