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Teresita is a 59-year-old,widow from Sindangan. She has a small sari-sari store that serves as a source of income. She earns 7,000 PHP per month.

Teresita enjoys her membership with the Cooperative to gain access to insurances and meet capital needs. Recently, she requested a loan to restock her store with basic inventories of rice, canned goods and noodles.

She hopes to have a daily promising income so she can continuously provide for the family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 1642
    View loans »
    Philippines Loans Fundraising
  • $60,734,625
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Teresita to restock her inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 20, 2014
Jun 10, 2014
Currency Exchange Loss:
Apr 17, 2015