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Jose Antonio
Jose is grateful to Kiva lenders because, thanks to their support, he will be able to make improvements to his home, like repairing walls, painting, repairing windows, etc. This way, he will be able to improve his quality of life.

Above all, he is a young man with a great desire to move forward. Because of this, he works as a janitor and performs maintenance on machines at a small business in the city where he lives. This is how he earns money to pay for household expenses and work towards his dream, which is to own his own home.
View original language description ↓
Jose esta agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en la vivienda donde habita como arreglo de paredes, pintado, arreglo de ventanas, entre otros; asi podrá mejorar su calidad de vida; sobre todo porque es un joven con muchas ganas de salira delnate y para ello traaja como personal de limpieza y de mantenimiento de maquinas en una pequeña empresa de su ciudad con lo cual puede tener ingresos para solventar los gastos de su hogar y luchar por hacer realidad su gran sueño:” Tener su casa propia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
A loan of $725 helped Jose Antonio to improve his home (repair walls, paint, repair windows, etc.).
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2014
Jun 16, 2014
Currency Exchange Loss:
Jul 16, 2014